We Back Entrepreneurs with Creditworthy Clients

Your business stage doesn't matter. Your clients' creditworthiness does.

Unlock up to 90% of your outstanding invoice value within 24-48 hours. From startups to established exporters, we provide flexible working capital facilities that scale with your growth. No property security required.

100+

Years Experience

24-48h

response

$50k+

Minimum Facility

YOUR FACILITY

Active

Finance Experts Who Think Like Entrepreneurs

We've spent over 100 years helping New Zealand businesses access the working capital they need to grow, without the constraints banks impose.

Back Entrepreneurs at Any Stage

From year one startups to established exporters—if your clients are creditworthy, we'll back you. No lengthy trading history or property security required.

Move at Business Speed

Decision in 24-48 hours, not weeks. Direct Xero/MYOB integration means no paperwork shuffling. Your facility scales automatically as your invoices grow.

Focus on What Matters

We assess your clients' creditworthiness, not your personal assets. That means you can focus on winning business, not providing personal guarantees.

How It Works

1. Initial Conversation

30-minute call to understand your business and requirements

2. Credit Assessment & Proposal

We assess your clients' creditworthiness and provide a proposal within 24-48 hours

3. Documentation & Activation

Complete paperwork and connect your accounting system. Ready in 2-3 days

4. Ongoing Support

Your dedicated finance specialist provides continuous support as your business grows

Calculate Your Facility

See how much working capital you could access

Frequently Asked Questions

Ready to Discuss Your Working Capital Needs?

Prefer to talk? Call us at 09 375 8500