Trade Finance

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The cost of holding stock or waiting for stock to arrive from overseas can slow sales growth. Our trade finance facilities enable you to access cash tied up in debtors and stock effectively bringing future profits into your business for use today.

This is ideal for companies who need to smooth out cash flow fluctuations after paying offshore suppliers and before receiving funds from local customers.

Our extensive experience in international trade, including international payments means we can offer a full range of trade finance products that are supported by an individually focused service.

Payments and guarantees

Clean payments
Payments can be made locally and internationally in all major currencies either by telegraphic transfer or bank draft. Generally used for open account trading
Import letter of credit
A guarantee of payment from a bank. We facilitate the process using our bank lines on behalf of the client
Lock Finance guarantee
We guarantee payment to suppliers without involving banks or their charges
Export letter of credit
Provide immediate cash flow to exporters by using the letter of credit as security

Benefits

Full spectrum of trade finance tools and advice available. You can utilise all the above products and our expertise to manage your international business commitments

Foreign Exchange

Available in all major currencies at competitive rates.

Foreign currency bought or sold at a current rate or at a future date, with a predetermined rate
Foreign trade loans to fund cash flow in a foreign currency

Benefits

Manage exchange rate risk by locking in your exchange rate now for future transactions/purchases

Fees

Establishment fees and interest charges apply
For more information on costs please contact a member of our business development team on 0800 ASK LOCK (0800 275 562) or via our contact form

Our normal lending criteria apply.

	Trade finance
	home > products > trade finance The cost of holding stock or waiting for stock to arrive from overseas can slow sales growth. Our trade finance facilities enable you to access cash tied up in debtors and stock effectively bringing future profits into your business for use today. This is ideal for companies who need to smooth out cash flow fluctuations after paying offshore suppliers and before receiving funds from local customers. Our extensive experience in international trade, including international payments means we can offer a full range of trade finance products that are supported by an individually focused service. Payments and guarantees Clean payments Payments can be made locally and internationally in all major currencies either by telegraphic transfer or bank draft. Generally used for open account trading Import letter of credit A guarantee of payment from a bank. We facilitate the process using our bank lines on behalf of the client Lock Finance guarantee We guarantee payment to suppliers without involving banks or their charges Export letter of credit Provide immediate cash flow to exporters by using the letter of credit as security Benefits Full spectrum of trade finance tools and advice available. You can utilise all the above products and our expertise to manage your international business commitments Foreign Exchange Available in all major currencies at competitive rates. Foreign currency bought or sold at a current rate or at a future date, with a predetermined rate Foreign trade loans to fund cash flow in a foreign currency Benefits Manage exchange rate risk by locking in your exchange rate now for future transactions/purchases Fees Establishment fees and interest charges apply For more information on costs please contact a member of our business development team on 0800 ASK LOCK (0800 275 562) or via our contact form Our normal lending criteria apply.
	Contact us now to find out how we can help your business grow. Email us or call for an intital assessment - Freephone 0800 ASK LOCK (0800 275 562) Downloads: > Trade Finance spec sheet > Adtraction Marketing case study Useful Links: > Export New Zealand > The New Zealand Trade Centre
	Factoring Gain immediate access to cash tied up in your debtor's ledger. Debtor Finance Access cash tied up in debtors and stock and realise profits for use today. Contact Us Contact us now for an initial assessment of your funding requirements. The information provided in this site is supplied by Lock Finance (unless otherwise specified). All Lock Finance services, products and offers are subject to change. While every endeavour has been made to supply accurate up to date information, errors and omissions may occur. Accordingly, Lock Finance accepts no responsibility for any loss to any person (in any form whatsoever) that arises from the use of, or reliance on, the information contained on the Lock Finance website.

Trade finance

Payments and guarantees

Foreign Exchange

Fees

Contact us now to find out how we can help your business grow.

Factoring

Debtor Finance

Contact Us