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About usOur prime goal is to help New Zealand businesses grow through the use of a number of business lending tools. As New Zealand's leading independent business finance and factoring service provider we set ourselves apart through three key factors, ownership, people and a flexible product portfolio. We know there is no one product that will meet all of your business needs. That's why we combine our products, with flexible funding terms and individual expertise to deliver you the right overall funding options. This approach enables companies working with us to realise their growth potential.
"We are delighted that Lock Finance have proven to be excellent to deal with and are serious about working with their introducers to build mutually beneficial and profitable relationships." OwnershipWe think it counts for something when all of our operational and strategic decisions are made in New Zealand. Additionally, as a company within the Amalgamated Dairies Group, we have a shareholder that has a demonstrated track record in business success and commercial finance, that truly understands the domestic and international challenges experienced by the New Zealand business community, especially their involvement in importing and exporting. We have been established since 1889 and are 100% New Zealand owned. We are proud of our history and it is an essential part of who we are. However, just as importantly, it has enabled us to continuously develop our capability as a specialist business funding provider. Our approachLike many of our clients we are a medium-sized company. We know that time is money and have designed our systems and processes to make life easy. They combine both flexibility and fast response which means we take immediate action when any client issues arise. We service niche markets where we can add value through premium service industry knowledge. And each client has two points of contact with us, so all queries are dealt with accurately and promptly. Testimonials
"It makes a huge difference to us, to have our finance company's support. They are easy to work with, and very flexible - which really helped."
"Lock Finance understood the strength of our business - our cash-flow. We don't have plant, or stock. What we have is our relationship with our customers. Lock funded us based on our strong cashflow."
"Lock worked out a package where we could draw on our funding when we needed it. It is kind of like being able to turn a tap on and off." |
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Proud member
of the International Factors Group.