
Lock Finance is a 100% owned New Zealand finance company. We provide financial services to small to medium-sized businesses throughout New Zealand.
Our aim is to help you optimise your business growth by providing a range of fully integrated funding options including Working Capital, Trade Finance, Debtor Finance and Factoring.
Our lending facilities are designed to help you optimise your debtors ledger so you can grow your business:
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Maximise your cashflow
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Competitively priced and flexible
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No fixed term required
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No property security required
We are specialists in Debtor Finance, Factoring and Trade Finance products.
If you want to understand how we operate then please telephone us or complete the enquiry form and we will be in contact with you on the same day.

We would like to help in any way we can!
If you have a problem / complaint or need explanation of anything we have provided, we would like to help you.
Please email our internal complaints team by emailing us here.
Alternatively call us on 0800 275 5625 and talk to your Lock Finance contact directly (directory).
If our team is unable to assist you, contact Financial Services Complaints Ltd (FSCL), who are the external dispute resolution scheme for our industry. FSCL are independent and approved by the Ministry of Consumer Affairs. Click here to go to the FSCL website.
