Smart Cash-flow Services

Supporting Kiwi Businesses since 1889, welcome to Lock Finance

Our prime goal is to help New Zealand businesses grow through the use of a number of business lending tools. As New Zealand's leading independent business finance and factoring service provider we set ourselves apart through three key factors, ownership, people and a flexible product portfolio.

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Making the IRD your friend again

Lock Finance were introduced to a metal fabrication business who were still growing but constantly hitting the limit of their overdraft facility with their bank. As with many privately owned businesses the family home had been leveraged to the maximum in support of this growth previously. There were no further assets for the bank to lend against and GST and PAYE arrears meant there were credit restrictions on how far the bank could help their customer. Meanwhile this business also had some construction customers which meant there were retentions involved, collectable in a years time, further hampering cash flow...

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and let's see if we can help your business with cash flow.

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